New Year's Resolutions
"New Year's is the only holiday that celebrates the passage of time. Perhaps that's why, as the initial seconds of the year tick away, we become introspective. Inevitably, that introspection turns to thoughts of self-improvement and the annual ritual of making resolutions!"

These words by Gary Ryan Blair, a consultant and coach, describe how we come to make resolutions. Studies show these to be the top 10 resolutions, though not necessarily in this order.

1. More than half of Americans resolve to spend more time with family and friends.
   
2. Regular exercise is high on almost everyone's list. It keeps you healthy, makes you look and feel better.
   
3. Losing weight. To achieve it, set reasonable goals and stay focused on your program.
   
4. Quitting smoking. With many aids now available it is more possible.
   
5. Enjoying life more has become a popular resolution.
   
6. Many people resolve to stop drinking.
   
7. Millions of Americans resolve to get control of their finances this year.
   
8. Doing more volunteer work is on many people's list.
9. Learning something new, like a language, computer skills, reading books, or taking a course. It's one of the easiest resolutions to keep.
10. Getting organized is on just about everyone's top ten.

...................................................................

Happy Valentine's Day!


Make that special someone feel happy and appreciated. Whether he or she is your sweetheart or your friend, a special card or gift can make their day.

That's been true for hundreds of years and is a time-tested way to show that you care. Be sure not to break tradition.

...................................................................


What to consider when giving a holiday tip

If you have many people on your tip list, you may be considering how much to give this year. Though the economy is recovering, many people are still cutting back on tips, but here are the recommendations from etiquette authorities.

If you see them more, tip them more. That includes the salon, where the price of one visit (or more) is advised. The waitress at your favorite restaurant should receive more than the mail carrier or the trash man who you rarely see.

People who work in your home more than two days a week, such as nannies, should get one week's extra pay, more if you can afford it and want to give it.

Be careful not to practice one-upmanship with teachers. Gift cards are a nice thought.

Money isn't everything, however. If you can't give much this year, a thank-you note or homemade dessert is fine, especially for people you have tipped during the year. Or send a note of praise to a worker's supervisor. In time, that could help them get a promotion, which is the best gift of all.